Being educated in our industry can be a daunting task and a never-ending process. ARS wants to make this process easy and seamless by providing a library of tools available to you 24/7. We break it down so you don’t have to by giving you access to what you need, when you need it.
Education concept: computer keyboard with Education
Sales Training

  • First & Second Appointment Process
  • How to handle the broker relationship
  • Overcoming Variable Annuities
  • “This looks great but I need to think about it”
  • My CD doesn’t renew until “X”
  • I need to run this by my CPA/Attorney/Son/Daughter, etc
  • Can you call me in two weeks?
  • This sounds too good to be true
  • I want to wait until the market does…


  • Life Insurance-UL, IUL, Whole Life, Term
  • Fixed Index Annuities
  • Single Premium Immediate Annuities
  • MYGA’s
  • Investment Strategies
    1. Annual Point to Point
    2. Monthly Point to Point
    3. Annual Reset vs. 2-5 Year Reset
  • Lifetime Income Riders
  • Fees
  • Bonuses

American Retirement Systems Annuity Rate Watch